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Financial Devastation The recent financial downturn and pre-recession activities in the marketplace have left many wondering how we are going to make it through. People’s lives all across the globe are being turned upside down wondering who will be left holding the bag. The Home Based Business. Are they all Scams? I see a lot of people out there claiming that more and more home based businesses are scams. What is the reality of these claims? Are they real or is it just perception? If I chose to start a home based business and invested my hard earned money into one of these things and lose it all, is it a scam or did I do something wrong? Do they set you up for failure? Most of them have been around for at least a couple of years so they have to know the statistics. Are the innocent takers of the deal just an experiment to these people, or maybe they’re just trying to find the next super sales star, but if you’re not it, your aced out! A vacation vow to my wife (Travel agent, Timeshare?) Yes, I am a workaholic and my wife is sick and tired of not having routine yearly vacations, or, well, any vacations at all. After being married almost 10 years and not taking my wife on a nice vacation had her very frustrated and that along with my work habits were pushing her towards finding a new husband.

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