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Choosing a Broker It is very important to understand the difference between a broker and a stock market analyst. An analyst literally analyzes the stock market, and predicts what it will or will not do, and how specific stocks will perform. A stock broker is only there to follow your instructions to either buy or sell stock not to analyze stocks. Understanding Rebates Reward or Rip Off The way a rebate works is that you pay the listed price for an item then mail in a form and the bar code to the manufacturer and they send you a refund thus reducing the price of what you paid for the item except with a time delay of several weeks. There are few rules you can follow and practice so that you would not get cheated or feel get cheated. Skill for Online Trading If you are new to investing, having the ability to actually speak with a broker can be quite beneficial. If you are not stock market savvy, online trading may be a dangerous thing for you. If this is the case, make sure that you learn as much as you can about trading stocks before you start trading online. Unusual Types of Investments Conservative investors often invest in cash. This means that they put their money in interest bearing savings accounts, money market accounts, mutual funds, US Treasury bills, and Certificates of Deposit. These are very safe investments that grow over a long period of time. These are also low risk investments.

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